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Small Business Indicators - First Quarter 2004


   
  Last Five Years Last Five Quarters
1999 2000 2001 2002 2003 Q1-03 Q2-03 Q3-03 Q4-03 Q1-04
Business bankruptcy filings (thousands) 37.6 35.5 40.1 38.5 35.0 8.8 9.3 8.4 8.3 --
Proprietors' income (billions of dollars) 678.3 728.4 770.7 797.7 846.9 813.5 838.8 860.9 874.3 894.3
Prime bank loan rate 8.0 9.2 6.9 4.7 4.1 4.0 4.0 4.0 4.0 4.0
Rates for smallest loans (less than $100,000) 8.7 9.7 7.4 5.1 4.4 4.3 4.8 4.2 4.3 --
Senior loan officers (percent of respondents):
  Small firm C&I lending standards have eased 1.9 0.5 0.0 0.9 0.0 0.0 1.8 1.8 8.8 12.7
  Small firm C&I lending standards stayed same 90.5 78.7 60.5 78.2 86.2 86.2 83.6 93.0 84.2 85.5
  Small firm demand for C&I loans is stronger 14.5 15.5 6.6 4.6 12.7 13.8 5.5 15.8 15.7 27.3
  Small firm demand for C&I loans stayed same 75.4 65.8 50.4 50.0 60.0 51.7 67.3 56.1 64.7 67.3
Venture investment: number of deals 5604 8068 4609 3033 2779 662 706 686 725 618
Venture investment: total invested (billions of dollars) 54.4 105.9 40.7 21.3 18.4 4.2 4.7 4.3 5.2 4.6

Notes: All annual figures represent mean, except bankruptcies. The shaded area indicates a recession.
Sources: Administrative Office of the U.S. Courts; Board of Governors of the Federal Reserve System; National Venture Capital Association; U.S. Bureau of Economic Analysis

  Last Five Years Last Five Months
1999 2000 2001 2002 2003 Nov-03 Dec-03 Jan-04 Feb-04 Mar-04
NFIB Small Business Optimism Index (1986 = 100) 101.2 100.3 98.4 101.2 101.3 105.3 106.9 105.8 102.6 102.6
NFIB: next 3 months "good time to expand" (percent of respondents) 22.8 19.2 12.3 14.3 15.7 24 24 25 19 18
Self-employed, unincorporated (millions) 10.5 10.3 10.2 10.0 10.7 11.1 10.7 10.8 10.5 10.2
Self-employed, incorporated (millions) 4.4 4.4 4.4 4.6 5.0 5.1 5.0 5.1 5.1 5.2

Notes: All annual figures represent mean. The shaded area indicates a recession.
Sources: National Federation of Independent Business; Current Population Survey, U.S. Bureau of Labor Statistics

 

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